Fees & FAQs

Fees

I believe conversations about therapy fees should feel transparent and straightforward — not confusing or full of hidden surprises. While I am a private-pay practice and do not directly bill insurance, many clients are still able to use out-of-network benefits, HSA/FSA funds, and platforms like Thrizer to significantly reduce the cost of therapy, sometimes bringing sessions closer to the cost of a typical co-pay. Learn more about my fees and your payment options below.

Session Fees

  • Individual Therapy Sessions (55 minutes): $175

  • Individual Therapy Sessions (30 minutes): $87.50

  • Group Therapy Sesssions (typically 75 minutes): Between $40-70 depending on the group

Using Out-of-Network Benefits with Thrizer

Even though I’m not in-network with insurance companies, many clients still receive reimbursement for therapy through their out-of-network benefits. I partner with Thrizer, a platform that helps make this process much simpler and more manageable.

With Thrizer, you can:

  • Check your out-of-network benefits before beginning therapy (using the tool provided!)

  • See an estimate of what your insurance may reimburse

  • Set up a portal where I will submit your superbills after sessions — then Thrizer will file them on your behalf and handle any communication with your insurance company for you

  • Pay only your portion upfront instead of waiting months for reimbursement — Thrizer pays me the remaining session fee and waits for reimbursement on your behalf

For example:

John has a $3,000 out-of-network deductible and 60% coverage after that deductible is met. Once it’s met (through therapy and other healthcare expenses), a $175 session would cost him around $70 while insurance reimburses the remaining portion. He pays me $70 for his session, I submit his superbill to Thrizer, and they pay me the remaining balance for the session while waiting for reimbursement on his behalf. He can use a credit, debit, or HSA/FSA card for his portion.

For some families, this can bring the session cost much closer to a typical co-pay. For others, reimbursement may be more limited. Every plan is different, but many clients are pleasantly surprised to learn they do have usable out-of-network benefits.

I’m always happy to help you explore your options and answer any questions you may have.

  • Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) can typically be used for therapy sessions. Many clients choose to use these cards for counseling services, whether or not they pursue insurance reimbursement.

  • I reserve a limited number of sliding scale spots in my practice for clients with financial need. At this time, those spots are currently full.

  • Throughout the year, I offer therapy groups for children, teens, college students, athletes, or parents depending on need and interest. I also take requests for types of groups that may be needed!

    Group therapy is not “less than” individual therapy — it’s simply a different therapeutic experience, and in many cases, an incredibly powerful one. Group therapy can be a deeply meaningful and effective space for growth, support, connection, and skill-building. For many people, hearing “me too” from others navigating similar experiences creates a kind of healing and normalization that individual therapy alone sometimes cannot provide.

    Groups are also offered at a lower per-session cost than individual counseling (typically around $40-$70/session), which can make ongoing support feel more sustainable for some families and individuals.

  • One of the benefits of private-pay therapy is greater privacy, flexibility, and individualized care. Insurance companies often require diagnoses, treatment limitations, and ongoing clinical justification for coverage. Private pay allows us to focus more fully on your actual needs — not just what insurance deems medically necessary.

    It also allows me to:

    • Spend more time focused on client care rather than insurance requirements

    • Offer a more personalized and flexible approach

    • Reduce barriers around documentation and treatment constraints

    • Maintain a smaller, more intentional caseload

  • Under the No Surprises Act, clients who are not using insurance have the right to receive a Good Faith Estimate explaining the expected cost of therapy services.

    I believe in transparent, straightforward communication about fees, and all session rates are shared before services begin. Because therapy is individualized, total costs will vary depending on how often you choose to meet and the length of treatment.

    You may request a Good Faith Estimate at any time. If you receive a bill that is substantially higher than your estimate, you have the right to dispute the charge. For more information about your rights, visit www.cms.gov/nosurprises or call 800-985-3059.